After a car accident, your instincts may tell you to be polite, apologetic, or helpful. While good manners are usually a positive thing, specific phrases can do real damage to your injury claim. What you say in the first few moments after a crash could make or break your ability to recover compensation. In Texas, where comparative fault laws apply, even a simple sentence like “I’m sorry” might be used against you later.
At Patterson Law Group, our Fort Worth car accident attorneys have seen how insurance adjusters and defense attorneys can twist innocent words. If you or a loved one is involved in a crash, understanding what not to say can be just as important as knowing what to do. Below, we’ll explore the five words you should avoid—and what to do instead to protect your rights.
Why Your Words Matter After a Texas Crash
In Texas, the comparative fault rule under Texas Civil Practice and Remedies Code § 33.001 means that if you’re found to be 51% or more at fault in a crash, you can’t recover any damages.
Even if you’re just partially at fault, your compensation can be reduced by your percentage of blame. Insurance companies will look for any opportunity to shift fault—and what you say at the scene can be a powerful tool in their arsenal.
According to the Texas Department of Transportation, there were over 15,000 serious injury crashes in the state in 2022, including thousands in Tarrant County alone. These numbers highlight how common accidents are—and how crucial it is to be prepared with the correct response.
1. “I’m Sorry”
It might feel polite, but “I’m sorry” can be interpreted as an admission of guilt. Even if you’re expressing sympathy, it can easily be misrepresented in a claim or court. Insurance adjusters may note this statement and use it to argue that you accepted responsibility for the crash.
Instead of apologizing, check if everyone is safe and exchange information. Let investigators determine fault—not your words in the heat of the moment.
2. “I Didn’t See You”
This phrase can be devastating to your case. Admitting that you didn’t see the other driver implies negligence, even if the other driver was speeding, texting, or ran a red light. Saying you didn’t see someone opens the door for blame to be placed on you, especially in rear-end or side-impact collisions.
In Fort Worth, an accident lawyer would strongly advise against any statements that suggest inattention. Let your attorney collect evidence and consult accident reconstruction experts if needed.
3. “It Was My Fault”
No matter what your perception is immediately after the crash, never admit fault. The reality is that you don’t yet have all the facts. Traffic camera footage, witness testimony, and police reports often reveal essential details that change the picture.
Under Texas law, police reports aren’t always definitive in assigning blame. Your statement can be used to corroborate or even contradict findings in those reports, which complicates your case. A skilled auto accident attorney in Fort Worth can challenge incorrect conclusions, but it’s much more complicated if you admit fault.
4. “I’m Fine”
This one can seriously hurt your ability to pursue compensation for your injuries. After a crash, adrenaline can mask pain and injuries, sometimes for hours or even days. Saying “I’m fine” may seem like reassurance, but it gives insurers a reason to doubt the severity of your injuries later on.
According to the CDC, car accidents are a leading cause of traumatic brain injuries, many of which are not immediately apparent. If you later discover a neck injury, concussion, or internal bleeding, your early statement of being “fine” can work against you in your claim. A car wreck law firm in Fort Worth, Texas, will help document and track your injuries over time—but first, avoid making statements that downplay your condition.
5. “I Don’t Need a Lawyer”
Insurance companies love to hear this one. They’ll happily lead you to believe you can handle everything independently. But their goal is to protect their bottom line—not your best interest. Saying you don’t need a lawyer suggests you’re unaware of your legal rights and might accept a lowball settlement.
In 2022, the average bodily injury liability claim payout in the U.S. was just over $20,000, according to the Insurance Information Institute. However, many victims who work with experienced lawyers recover significantly more—especially when long-term care, missed work, and emotional distress are factored in.
Having a Fort Worth car accident lawyer ensures your claim is handled professionally and your rights are preserved.
What You Should Say Instead
So, what should you say? Stick to the facts, and keep your statements brief. Here’s what you can safely do:
- Ask if anyone is hurt and call 911.
- Exchange insurance and contact info.
- Cooperate with law enforcement, but avoid discussing fault.
- Document everything with photos and notes.
- Contact a trusted accident lawyer in Fort Worth as soon as possible.
It’s also important to seek medical attention, even if you don’t feel injured. Getting checked out creates a medical record that may be critical to your case later.
Legal Protections After a Crash in Fort Worth
Texas law allows you to seek compensation if someone else’s negligence caused your injuries. This includes coverage for:
- Medical expenses
- Lost wages
- Pain and suffering
- Vehicle repair or replacement
- Long-term rehabilitation
Working with an experienced auto accident attorney in Fort Worth helps ensure that every loss is accounted for and documented. Without legal support, many victims accept settlements far short of their needs.
How Insurance Companies Use Your Words
Insurance adjusters are trained to listen for red flags—words indicating you’re willing to accept fault, downplay your injuries, or settle quickly. They may record your statement or ask leading questions. Every word you say can be dissected later during negotiations or litigation.
This is one reason why hiring a car wreck law firm in Fort Worth, Texas, early in the process is so important. Your attorney can speak on your behalf, respond to adjusters, and ensure your words aren’t taken out of context.
What If You Already Said the Wrong Thing?
Don’t panic—but act fast. If you’ve already made a statement that could harm your claim, a Fort Worth car accident lawyer can help mitigate the damage. They may be able to present new evidence, challenge how your words are being used, or guide you in giving a corrected formal statement.
Time is critical, though. The sooner you seek legal counsel, the more options you’ll have.
When to Call a Lawyer After a Crash
You should contact a lawyer immediately if:
- You were injured in the crash
- There is any dispute about who was at fault
- The insurance company denies your claim
- You receive a low settlement offer
- You’re asked to give a recorded statement
At Patterson Law Group, we understand how stressful a crash can be. We’re here to take the burden off your shoulders, fight for the compensation you deserve, and guide you through every step with clear and honest communication.
Speak with a Fort Worth Car Accident Lawyer Today
Your words can shape your case. Saying the wrong thing—even out of politeness—can impact your financial future, your health, and your peace of mind. Don’t take chances. Whether you’ve just been in an accident or you’re in the middle of a complicated claim, we’re ready to step in and help.
Contact Patterson Law Group to schedule a free consultation with a dedicated accident lawyer in Fort Worth. We’re not just another car wreck law firm in Fort Worth, Texas—we’re your local advocates, committed to protecting your rights and getting real results.
